Capital Insights

Do You Really Need an Estate Plan?

As financial planners, one of the most difficult tasks we have is persuading people to do estate planning.  Many assume it is only for the elderly, but the advent of COVID-19, which has no regard for age and can cause sudden death, has certainly brought it to the forefront for many.  

Year End Tax Planning: A few reminders

As we approach the end of 2020, it’s a good time to take a look at your personal finances. There are some standard strategies that can be used to reduce your tax exposure and help organize savings, gifting, and charitable donations.

Charitable Giving: 4 Things to Know as 2020 Comes to a Close

This year has been challenging for people, no matter their means or situation. As we approach the holiday season (and the end of the tax year), many of you may be considering increased charitable giving to organizations you support, or you may be concerned about maintaining the level of giving you have targeted in past years. In both cases, reviewing your options thoughtfully can reveal opportunities to make your giving more impactful to recipients while also lightening your tax burden.

With Election Season Heating Up, How Much Volatility Should We Prepare For?

As we head into October, with a contentious election less than five weeks away, it’s easy to see why investors are worried about what might be next. Expectations of volatility, as measured in the options markets, have spiked for November but questions remain. How big a drop might we see in financial markets? Will it be like 2000? Could it be worse?

D.C. is a financial standout. Are you making the most of your career?

The politics of our hometown might get more headlines, but the economics of D.C. tell a story that’s just as complex and compelling. We’re fortunate to be in one of the country’s most active financial hubs.

Understanding Medicare – taking it part by part

Often when you are involved in or overhear a conversation about Medicare, terms like “Part A” and “Part D” make you wonder, “what in the world do they mean?” Fear not, this article is your guide to joining those conversations – and maybe even educating your friends and family on the subject.

Trends point to rise of ESG investing

In a year that has revolved around the Covid-19 pandemic and highlighted many important social issues, which continue to take a tremendous toll on our health, economic well-being and everyday lives, it makes sense that environmental, social, and governance (ESG) investing and corporate sustainability practices are accelerating.

You’ve retired. Now what? Adjusting to the first year of your retirement.

Alexandra Armstrong, founder of Armstrong, Fleming & Moore, recently published her second book to help women navigate important financial and life decisions. We’re pleased to publish excerpts here, and hope you’ll enjoy the wisdom of one of D.C.’s most groundbreaking financial planners.

From our Founder: A Woman's Guide to Successful Retirement

Retirement planning carries a host of complexities for everyone, but women face a set of unique challenges. Your Next Chapter: A Woman’s Guide To A Successful Retirement can help women successfully navigate through this major transition in their lives, both emotionally and financially. 

Is the Market Recovery Rooted in Reality?

Hollywood screenwriter William Goldman famously said that "nobody knows anything" when it comes to what works in Hollywood.  Despite decades of experience, no one in Hollywood had any idea what was going to be a hit and what was going to be a flop.